First Time Home Buyers

First Comes Love… Then Comes Mortgage? Couples Lead the Way

First Time Home Buyers, For Buyers / By

First Comes Love… Then Comes Mortgage? Couples Lead the Way | Simplifying The MarketAccording to the National Association of REALTORS most recent Profile of Home Buyers & Sellers, married couples once again dominated the first-time homebuyer statistics in 2018 at 54% of all buyers. It is no surprise that buying a home is more attainable with two incomes to save for down payments and contribute to monthly housing costs. However, many couples […]

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Why Homeownership Matters Now More Than Ever

Baby Boomers, First Time Home Buyers, For Buyers, Move-Up Buyers, Rent vs. Buy, Senior Market / By

Why Homeownership Matters Now More Than Ever | Simplifying The MarketStudy after study shows that no matter what generation Americans belong to, the vast majority believe that homeownership is an important part of their American Dream. The benefits of homeownership can be broken into two main categories: financial and non-financial (often referred to as emotional or social reasons.) For Americans approaching retirement age, one of […]

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How to Get a Better Perspective on Affordability

Buying Myths, First Time Home Buyers, For Buyers, For Sellers, Move-Up Buyers, Pricing / By

How to Get a Better Perspective on Affordability | Simplifying The MarketHeadlines spotlight the fact that buying a home is less affordable today than it was at any other time in more than a decade. Those headlines are accurate. Understandably, buying a home is more expensive now than immediately following one of the worst housing crashes in American history. Over the past decade, the market was […]

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One More Time… You Do Not Need 20% Down to Buy a Home

Buying Myths, Down Payments, First Time Home Buyers, For Buyers, For Sellers, Move-Up Buyers / By

One More Time... You Do Not Need 20% Down to Buy a Home | Simplifying The MarketThe largest obstacle renters face when planning to buy a home is saving for a down payment. This challenge is amplified by rising rents, which has eaten into the amount of money renters have leftover for savings each month after paying expenses. In combination with higher rents, survey after survey has shown that non-homeowners (renters […]

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Whose Mortgage Do You Want to Pay? Yours or Your Landlord’s?

First Time Home Buyers, For Buyers, Move-Up Buyers, Rent vs. Buy / By

Whose Mortgage Do You Want to Pay? Yours or Your Landlord’s? | Simplifying The MarketThere are some people who haven’t purchased homes because they are uncomfortable taking on the obligation of a mortgage. However, everyone should realize that unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s. As Entrepreneur Magazine, a premier source for small business explained in their […]

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5 Reasons Homeowners Throw the Best Super Bowl Parties! [INFOGRAPHIC]

First Time Home Buyers, For Buyers, For Sellers, Infographics, Move-Up Buyers / By

Highlights:

  • Watching the big game at home with your friends and family offers many advantages.
  • There’s more room to entertain a large crowd, and you don’t have to worry about complaints to your landlord if you cheer too loudly!
  • The kitchen is big enough to make as many appetizers as you want, and if some of your guests are only there to watch the commercials, they can do so on a different TV in another room!

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4 Proven Ways Real Estate Can Build Sizable Family Wealth

First Time Home Buyers, For Buyers, For Sellers, Move-Up Buyers / By

4 Proven Ways Real Estate Can Build Sizable Family Wealth | Simplifying The MarketRecently, David Greene, co-host of the BiggerPockets podcast and a nationally renowned author and speaker, wrote an article in Forbes explaining how investing in real estate could help build wealth. Many of the points he made also apply to a family owning their own home. Here are a few: 1. Appreciation “The rising of home […]

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Is Student Loan Debt A Threat to Homeownership? No!

First Time Home Buyers, For Buyers, Millennials / By

Is Student Loan Debt A Threat to Homeownership? No! | Simplifying The MarketOver the course of the last thirty years, a shift has happened. An entire generation has been raised to believe that a college education is their key to unlocking opportunities that were not available to their parent’s or grandparent’s generations. Due to this, student loan debt has soared to $1.5 trillion and represents the largest […]

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3 Things You Need in a Shifting Real Estate Market

First Time Home Buyers, For Buyers, For Sellers, Housing Market Updates, Move-Up Buyers / By

Whether you are thinking of selling your house or buying a home, today’s real estate headlines can be confusing – perhaps even concerning. What is actually happening with mortgage rates? Are home values dropping or are they just rising at a slower pace? What impact will the economy have on the housing market? If you […]

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