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Financing Home Improvements
Home improvement loans provide a source of funds for owners to finance the improvements they want to make. These are usually, personal installment loans that are not collateralized by the home itself. Since there is more risk for the lender with this type of loan, the interest rate is higher than a normal mortgage loan.…
Read MoreHouse-Hacking Rental Property
House-hacking refers to buying a multifamily property on an owner-occupied mortgage, living in one unit and renting the others. If you’re thinking about becoming a rental mogul, starting early is an advantage. Not only will you have longer to accumulate a larger portfolio, you can increase the leverage on the first acquisitions if they are…
Read MoreCommunicate efficiently with students
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Read MoreHow to Get the Most Money When Selling Your Home
Every homeowner wants to make sure they maximize their financial reward when selling their home. But how do you guarantee that you receive maximum value for your house? Here are two keys to ensuring you get the highest price possible. 1. Price it a LITTLE LOW This may seem counterintuitive. However, let’s look at this…
Read MoreHomeowner’s Net Worth is 45x Greater Than Rentals
Every three years the Federal Reserve conducts a Survey of Consumer Finances in which they collect data across all economic and social groups. The latest survey, which includes data from 2010-2013, reports that a homeowner’s net worth is 36 times greater than that of a renter ($194,500 vs. $5,400). In a Forbes article the National…
Read MoreTuckerton Seaport Museum offers Fun and Learning for the whole family
The Tuckerton Seaport Museum The Tuckerton Seaport is full of fun things to do, while learning the heritage of the baymen in our local community. We visit the Seaport as often as we can, and always learn something new each time we go. There is an annual membership fee, or you can just pay as…
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