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Pre-Approval in 2023: What You Need To Know

By Corinne Geiger | January 19, 2023 |

Pre-Approval in 2023: What You Need To Know Simplifying The Market One of the first steps in your homebuying journey is getting pre-approved. To understand why it’s such an important step, you need to understand what pre-approval is and what it does for you. Business Insider explains:

Have Home Values Hit Bottom?

By Corinne Geiger | January 18, 2023 |

Have Home Values Hit Bottom? Simplifying The Market Whether you’re already a homeowner or you’re looking to become one, the recent headlines about home prices may leave you with more questions than answers. News stories are talking about home prices falling, and that’s raising concerns about a repeat of what happened to prices in the crash in 2008.

Negotiating Your Position

By Erich Ziebaarth | January 17, 2023 |

The seller wants the most for their home and the buyer wants to pay the least possible. From the very beginning of the homebuying process, there are adversarial positions between the principals. If you happen to be in a multi-offer situation, it just complicates things further. Then, there are the emotions that tend to cloud…

Think Twice Before Waiting for 3% Mortgage Rates

By Corinne Geiger | January 17, 2023 |

Think Twice Before Waiting for 3% Mortgage Rates Simplifying The Market Last year, the Federal Reserve took action to try to bring down inflation. In response to those efforts, mortgage rates jumped up rapidly from the record lows we saw in 2021, peaking at just over 7% last October. Hopeful buyers experienced a hit to their purchasing power as a result, and some decided to press pause on their plans.

What Past Recessions Tell Us About the Housing Market

By Corinne Geiger | January 16, 2023 |

What Past Recessions Tell Us About the Housing Market Simplifying The Market It doesn’t matter if you’re someone who closely follows the economy or not, chances are you’ve heard whispers of an upcoming recession. Economic conditions are determined by a broad range of factors, so rather than explaining them each in depth, let’s lean on the experts and what history tells us to see what could lie ahead. As Greg McBride, Chief Financial Analyst at Bankrate, says:

Key Terms To Know When Buying a Home [INFOGRAPHIC]

By Corinne Geiger | January 13, 2023 |

Key Terms To Know When Buying a Home [INFOGRAPHIC] Simplifying The Market

Is It Time To Sell Your Second Home?

By Corinne Geiger | January 12, 2023 |

Is It Time To Sell Your Second Home? Simplifying The Market During the pandemic, second homes became popular because of the rise in work-from-home flexibility. That’s because owning a second home, especially in the luxury market, allowed those homeowners to spend more time in their favorite places or with different home features. Keep in mind, a luxury home isn’t only defined by price. In a recent article, Investopedia shares additional factors that push a home into this category: location, such as a home on the water or in a desirable city, and features, the things that make the home itself feel luxurious.

Today’s Housing Market Is Nothing Like 15 Years Ago

By Corinne Geiger | January 11, 2023 |

Today’s Housing Market Is Nothing Like 15 Years Ago Simplifying The Market There’s no doubt today’s housing market is very different than the frenzied one from the past couple of years. In the second half of 2022, there was a dramatic shift in real estate, and it caused many people to make comparisons to the 2008 housing crisis. While there may be a few similarities, when looking at key variables now compared to the last housing cycle, there are significant differences.

Turn Back Time

By Erich Ziebaarth | January 10, 2023 |

As the expression goes, "if I could turn back time", maybe you’d would do some things differently. If you’re wanting to buy a home, the regret may come from not getting a mortgage when rates were half of what they are today. There may not be a way to literally "turn back time" but you…

The Truth About Negative Home Equity Headlines

By Corinne Geiger | January 10, 2023 |

The Truth About Negative Home Equity Headlines Simplifying The Market Home equity has been a hot topic in real estate news lately. And if you’ve been following along, you may have heard there’s a growing number of homeowners with negative equity. But don’t let those headlines scare you.

What Experts Are Saying About the 2023 Housing Market

By Corinne Geiger | January 9, 2023 |

What Experts Are Saying About the 2023 Housing Market Simplifying The Market If you’re thinking about buying or selling a home soon, you probably want to know what you can expect from the housing market this year.